Category Archives: Retirement

Mortgage freedom

By gameplan | Published: February 21, 2010
I am facing a dilemma. Should I pay off my mortgage or not? First the facts.  I am 46 years old.  I have an offset “tracker” mortgage that allows a savings balance to be held against mortgage debt, providing absolute flexibility in terms of “overpayments”.  It also allows payment holidays.  My house is (still) worth over £300,000. [...]
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Create Income – become a bank

By gameplan | Published: January 1, 2010
Another stream of income that I am building up ready for retirement involves me becoming a bank and lending money to people.
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Take control

By gameplan | Published: November 22, 2009
I love managing my own money, so, when self-select SIPPs came on the market a few years back, I knew immediately that I wanted one. I am also lucky that, at work, I can manage the contributions into pension scheme between a (limited) selection of ETFs. So, for example, the bulk of my contributions are [...]
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Getting Old

By gameplan | Published: March 23, 2008
The aging process is often portrayed negatively as a time of decay and despair.  With failing memories and physical deterioration and nothing positive to look forward to, why do we need high levels of financial support during this time? I am studying for a psychology degree, and read with interest the ideas of a psychologist called [...]
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