Tag Archives: zopa

Mortgage freedom

I am facing a dilemma. Should I pay off my mortgage or not? First the facts.  I am 46 years old.  I have an offset “tracker” mortgage that allows a savings balance to be held against mortgage debt, providing absolute flexibility in terms of “overpayments”.  It also allows payment holidays.  My house is (still) worth over £300,000. [...]
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Create Income – become a bank

Another stream of income that I am building up ready for retirement involves me becoming a bank and lending money to people.
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